Nearly 65 percent of Croats cannot afford holidays. For years, Our Beautiful has been at the back of the charts of European Union countries that cannot afford to spend seven days at sea, and only worse than us is Romania. Holidays cost more than a few tens of thousands of kings, which rarely a family can afford. Monthly wages are not enough for basic living expenses, let alone to cover vacations.
Something that is considered commonplace in the European Union has become a real luxury in our country. This is especially true for pensioners who are unable to pay their holidays with miserable pensions. However, many do not give up their well-deserved vacation, so they go looking for holiday loans. Fast vacation loans have become extremely popular in recent years despite the fact that many people look upon them with disdain. Summer vacationing is ridiculed, but not so much as the chronic fatigue and depression that all those who do not take a break during the year are subject to. Burnout is a serious problem and its consequences are long lasting.
What are some holiday loans?
Holiday loans , as the name implies, are intended to finance holidays. These are lower-interest non-purpose cash loans and a shorter repayment period. They are fully tailored to the target group, ie those seeking a vacation without long default interest. The interest rate is usually fixed throughout the repayment plan.
Their biggest advantage lies in the fact that they are not intended for use, which means that they can also be paid for any extraordinary expenses that occur on the trip. The client does not have to justify the cost, which greatly facilitates any exhibitions on holidays.
Who all offers holiday loans?
Holiday loans also include banks and credit houses. The only difference between them is the conditions that the client needs to satisfy in order to reach them. That is, even with smaller amounts, banks rely on credit and check things different from the employment contract to the very condition of the employer, which many people discredit from the get-go. Credit institutions are much more flexible in this regard and only make sure that the client has regular income and regularly settles his debts.
In addition to banks and credit houses, holiday loans have card companies that offer consumer loans through cards. Such offers are made by travel agencies and card companies. The realization of the loan goes through credit cards to a certain number of installments and at a certain interest rate. Holiday loans can be interest-free, but it all depends on the card company, the benefits it offers to loyal customers, short-term deals and the like.